Agent Reveal 8 Discount Auto Insurance Tips

The following list will aide you in finding discount auto insurance. You may be able to use all of these techniques or only a few, but either way applying any of them will help you save a couple of bucks.

1. Get Rate Comparisons: This alone may be simplest way for you to get discount auto insurance. Insurance companies offer different rates, so be prudent and check as many companies as you can for quotes.

2. Don't Pay Monthly: Insurance companies surcharge you for making use of a monthly billing cycle. If you can afford to pay in full or two bills per year you will generally pay less yearly.

3. Take Part Of EFT: Electronic Funds Transfer will help you stay away from surcharges that insurance companies charge for mailing out a bill to you every month.

4. Purchase Your Policy Early: Some companies give out auto insurance discounts if you acquire your policy 7 days prior to when it begins.

5. Increase Your Credit Score: Some corporations use an insurance credit scoring system. Although this is different from your actual credit score it is heavily weighted by your credit score. So, if you can boost your credit score that will save you money. You might be able to refuse a credit analysis, make sure you tell the insurance company you don't want to take part in the credit scoring. This is only advised if you know you credit is not so good because they will give you a standardize rate which is less than there average rate but better than the worst.

6. Take A Class On Drivers Training: The class isn't usually free but you get an auto insurance discount for up to 3 years. You can take the class again after the three years and the cost of the class is usually less than your first year discount associated with it.

7. Raise Your Current Collision Deductible: You can easily save 100 bucks by raising you deductible from 500 to 1000 dollars, but understand you are now responsible for the first $1000 worth of damage to your vehicle. Your other than Collision deductible( Comprehensive) isn't worth increasing because the savings would be minimal.

8. Inquire If There Are Other Discounts: There are many discounts you may receive but might not know about. So, ask what other discounts are available. Some discounts are a more than one car on the policy, more than one policy, incident free driver, vehicle safety feature discount and good student just to name a few.

By Joseph Welusz